Idaho Advantage was chartered in 1938 to serve the needs of those employed in the telecommunications field. Since then, Idaho Advantage has been the chosen credit union for more than 125 local companies, serving more than 6,500 members and their families across Idaho and the United States. On March 8th, 2007, Idaho Advantage members voted to convert from a federally chartered credit union to a state chartered credit union. Beginning March 19th, 2007, anyone who lives, works, worships, or attends school in Ada or Canyon counties is eligible to join Idaho Advantage!
Idaho Advantage is a financial cooperative, owned by our members. We’re owned by the people we serve, so you can always expect great service and terrific prices. We don’t pay stock dividends, we don’t have an expensive corporate structure, and our board of directors is made up of volunteers who are also members. Since we’re not-for-profit, our earnings are returned to you through great rates and lower fees.
We have a wide range of financial products and services designed to meet your unique needs, both now and in the future.
Nobody makes better loans than we do. Check our rates, check our terms, and check our willingness to get your loan approved—you’ll soon see our value!
We specialize in consumer loans for cars and homes. We don’t make big business loans and we don’t have an international banking center. We do one very special thing, and we do it well – we help you buy the things you want and need.
We make applying for a loan easy. Apply on our website, or come by the office anytime during business hours. We still like doing business that way, too!
Our regular share account serves as your savings account. Or, earn higher rates with a money market or certificate account. And, your checking account pays dividends when you maintain an average daily balance over $1,000.
Your money is safe and secure. The National Credit Union Administration Insurance Fund (NCUA), a federal agency, insures each member up to $250,000. Idaho Advantage CU also provides Excess Share Insurance of up to an additional $250,000.
Immediate family members automatically qualify to join Idaho Advantage when you do.
Join Idaho Advantage today for all we have to offer. We’ll help provide the foundations for your financial future.