We want to make your business our business!
Basic Share Account: Your savings account is your membership with Idaho Advantage Credit Union. A $5.00 balance is required to keep your account open. You can use your Basic Share Account to hold excess funds from your checking account and earn interest!
Checking: Depending on your business needs, we have two checking accounts for you to choose from. We offer our Advantage Business Basic, and our Advantage Business Account. We’ll help you decide which account is best for you based on your account usage. Both accounts come with a Visa debit card and online account access with bill pay.
| |
| Advantage Business Basic |
Advantage Business |
|
| Minimum Balance Required to escape service charge |
$1,000.00 |
$2,500.00 |
|
| Monthly Service Charge (if below Minimum Balance) |
$6.00 |
$7.50 |
|
| Charge for excessive checks written |
$0.15 per item over 50 |
$0.15 per item over 150 |
|
| Charges for excessive checks deposited |
$0.15 per item over 50 |
$0.15 per item over 150 |
|
| Returned Deposited Item Fee |
$7.00 |
$7.00 |
|
| Returned Check Charge |
$25.00 |
$25.00 |
|
| Paid Check Charge |
$25.00 |
$25.00 |
|
| Minimum Opening Deposit |
$100.00 |
$100.00 |
|
| |
| No Dividends Paid |
No Dividends Paid |
|
| |
| VISA Check card |
VISA Check card |
|
| |
| Free Bill Pay |
Free Bill Pay |
|
| |
| Online Transactions |
Online Transactions |
|
| |
|
| |
| Telephone Teller Access |
Telephone Teller Access |
|
Merchant Services: We work with Total Merchant Concepts to provide you merchant service processing. TMC can handle all types of card payments, check payments and gift card processing.
Loans: We offer our business members business line-of-credit, equipment loans, specialized and unspecialized commercial vehicle loans, and real estate loans.
In order to apply for a loan you must be in business for at least two (2) years.
For more information contact us at 208-327-3445. |
