Share Savings:
The Share Savings account is a basic savings account that secures your membership with Idaho Advantage while paying competitive rate for a low minimum balance. A $5.00 investment secures your membership and all the benefits of belonging to Idaho Advantage, including no monthly or low balance fees.
Youth Advantage Savings:
The Youth Advantage Savings account is a basic Share Savings account for our Young Savers. Benefits of this account include “birthday bags”, encouragement about saving habits from newsletters just for kids, and other events just for them!
Checking Accounts:
Save BIG with an Idaho Advantage Checking account. There are no monthly service fees or per check charges and no minimum balance to maintain. Interest is paid when the average daily balance is over $1,000. With your free VISA debit card and free online banking services, access to your checking account is about as easy as it can be. And, if all that is not enough, we’ll even throw in your first box of checks free, too!
Are you currently banking at another institution, but would like to move your accounts to Idaho Advantage? We’ve made that easy, too! Contact the credit union and get started! It’s that easy!
Money Market Savings:
The Money Market Savings account is a savings account designed to give our members a liquid account that pays higher dividends. There is no minimum balance in this account and dividends are based on the average daily balance in the account.
Share Certificates:
Our Share Certificate accounts are a fixed rate account where you get to choose the term that is right for you. With a minimum balance of $500.00 and terms starting at just six months going up to three years, an Idaho Advantage Share Certificate is a great way to save. You’ll find we have some of the best rates around, too!
Youth Advantage Certificates:
Help your young one get a head start on savings. A Youth Advantage CD only requires a $250.00 minimum balance to open, and deposits can be made to it at any time. Plus, as an added bonus, youths receive a higher interest rate based on their age!
Individual Retirement Accounts (IRA):
Idaho Advantage offers both Traditional and Roth IRA’s. You can open an Idaho Advantage IRA with as little as $10.00. It’s never too early to think about retirement, and we make saving for it easy!
 |
| |
Share
Savings |
Youth Advantage Savings |
Checking |
Money
Market |
Share
Certificate |
Youth Advantage Certificate |
IRA |
|
| Minimum Balance: |
$5.00 |
$5.00 |
None |
None |
$500.00 |
$250.00 |
$10.00 |
|
| Service Charge: |
None |
None |
None |
None |
None |
None |
$10.00/yr |
|
| ATM Access: |
Yes* |
No |
Yes |
No |
No |
No |
No |
|
| Direct Deposit Services: |
Yes |
Yes |
Yes |
No |
No |
No |
No |
|
| Ability to Transfer Funds: |
Yes |
Yes |
Yes |
Yes |
No |
No |
No |
|
| Online & Phone Access: |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
|
| Interest Bearing: |
Yes |
Yes |
Yes** |
Yes |
Yes |
Yes |
Yes |
|
|
* With a checking account and VISA Check/Debit Card
** When the average daily balance is over $1,000.00 |
