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For our members 16 to 21 years of age, Idaho Advantage Credit Union is providing our “Choices” package of products and services. This isn’t just “kids” financial services, it is much more. It is financial education with perks; you can learn the right way to handle your money, earn cash incentives, discounted rates and get free music downloads.
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| Here's What You Get |
Here's How You Get It |
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| Regular Share Account |
Everyone has one; its your "stock" in the Credit Union and a savings account. |
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| Checking Account |
Upon successful completion of the “How to balance a Checking Account” course, we will deposit $25 into your new checking account. These accounts are for members 16-21 years old. Earn interest on the average daily balance.* |
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| Debit Card |
Pass "How to use a Check Card" and you are eligible for a VISA Check Card. |
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| Advantage at Home |
No courses to pass, you can check balances and transfer money on-line. |
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| Advantage on the Move |
No courses to pass but you must be signed up for Advantage at Home. Check balances and do transactions from anywhere on your cell phone. |
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| Electronic Statements |
No paper statements to be stolen out of your mailbox. Access your statements on-line, from home anytime. |
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| Bill Pay |
Pay your recurring payments electronically; never miss a payment or get a late charge. Perfect way to get a great credit score. |
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| VISA Credit Card |
Pass the "How to Manage Debt" course and you qualify for a VISA Classic credit card with a $500 limit and a 9.9% APR.* |
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| Auto Loan |
Pass the How to Buy a Used Car, How to Get a Loan and How to Manage Debt. Then, with a 20% down payment and an acceptable cosigner and a minimum of one year on your job; you may qualify to finance your first car at our lowest rate offered at that time for the term requested. Start now and earn this low rate! |
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We’ve got just what you need; great products, financial education and tunes. There are many more courses in our on-line financial education library and each time you complete a course, you qualify for more music downloads. There are new courses being added all the time.
Choose any of these services or all of them; the price is right for whatever you choose . . . . . . . . . FREE. |
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